Affordable Homes in Montgomery County, KY: A Smart Investment

Montgomery County, KY, offers an affordable housing market where home prices are significantly lower than the national average. Whether you are looking for a place to call home, or a smart real estate investment, this community provides an excellent opportunity to buy property at a great value.

Even with its affordability, Montgomery County's housing market has shown appreciation, making it an attractive choice for buyers who want both cost savings and long-term potential. Homeownership here costs less than nearby communities and is perfect for families, first-time buyers, and investors.

Montgomery County is an excellent choice if you're considering a move or an investment in a high-value, low-cost market. 

Explore the possibilities today!

Montgomery County, KY

Welcome to Mt. Sterling-Montgomery County, KY

Mt. Sterling-Montgomery County blends small-community charm with economic opportunity in the Bluegrass State. Rich in history, the city's downtown features beautifully preserved architecture, a historic courthouse, and a dynamic community hub. Surrounded by rolling hills and lush landscapes, residents enjoy year-round outdoor activities, from hiking and horseback riding, to scenic seasonal views.

The county offers a picturesque setting for those seeking a welcoming and active lifestyle. Beyond its natural beauty and historic roots, Mt. Sterling boasts a diverse economy driven by agriculture, manufacturing, and retail. While farming remains a cornerstone, the automotive, food processing, and distribution industries have expanded job opportunities and economic stability.

Its strategic location near major highways supports business growth, while maintaining the town's close-knit community feel. Whether you're looking to relocate, start a business, or visit. Mt. Sterling-Montgomery County perfectly balances tradition, progress, and quality of life.

Explore Our Community

$67,918
Average Household Income
$55,569
Average Disposable Income
12,381
Housing Units
$205,681
Average Home Value

Housing and Income

The average household income in Montgomery County, KY is $67,918 and projected to be $77,896 in 2030. Per capita income is $27,002, projected to be $31,161 in 2030. 0.48% of households – 138 – have an income of $200,000 or higher. Average net worth is $417,455 and the average disposable income is $55,569.

There are 12,381 housing units in Montgomery County, KY; 7,684 are owner-occupied, 3,650 are rented, and 1,047 are vacant. The average home value is $205,681, with 941 homes built in 2010 or later, and 1,117 built in 1939 or earlier.